On-Chain Risk Scores for Under-Collateralized DeFi Lending: Reducing Collateral Needs with Repayment History Crypto Borrower Reputation Systems DeFi Risk Analytics & Tools Onchain Credit Scoring Undercollateralized DeFi Loans On-Chain Risk Scores for Under-Collateralized DeFi Lending: Reducing Collateral Needs with Repayment History Elena Brewster February 4, 2026 Decentralized finance has long relied on over-collateralization to secure loans, demanding borrowers lock up assets worth far... Read More Read more about On-Chain Risk Scores for Under-Collateralized DeFi Lending: Reducing Collateral Needs with Repayment History