Search: "trustless lending"
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On-Chain Repayment Histories for Undercollateralized DeFi Loans: Reducing Collateral Needs with Risk Scores
DeFi lending has long been shackled by overcollateralization, where borrowers must lock up assets worth 150% or more of the loan value. This model, born from the need to protect lenders in a trustless environment, stifles capital...
How On-Chain Credit Scores Enable Borderless, Trustless Lending in DeFi
Decentralized finance (DeFi) has redefined access to capital, but the sector’s reliance on over-collateralized lending has long constrained its global reach. The emergence of on-chain credit scores is rapidly changing this equation,...